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By khalid — In blog — August 15, 2024

Government Student Loan Consolidations Can Help With Your Debt

When the time comes around to begin paying off your student loans, many college graduates find themselves facing an economical hardship. Below are a few suggestions to assist you in keeping the hardships to the bare minimum.

For the purpose of this exercise it is important that you do this alone, without any distractions. The life purpose exercise will take you thirty minutes or less. I remind you that having a life purpose is an exercise of free will based on your beliefs, definitions, values and how you would like to help co-create the planet that you live on.

You’ve heard of people declaring bankruptcy and losing their homes. Similarly, people who default on car loans have their vehicles repossessed. While these situations are hardly desirable, a person who loses his or her house or car is no longer responsible for payments on the loans. As a student who is overwhelmed by student loan debt, you may think that defaulting is also an option for you. Unfortunately, this is far from the truth.

One of the biggest implicit in the game is unchanging two-ness of things, the duality of up & down, good & evil, Alpha & Omega, Day & night, etc. life is not meant to be a one sided affair. You will face both the good and bad times. You will face ups and downs. Just like ladders(ups) and snakes(downs), you will meet good and evil around you and you will also do both the right and the wrong things as you go through the beautiful journey of life. Life is dual. Accept it that way and you will be able to live much more happily. If today, things have not gone your way (you may have encountered more snakes), that is a part of the game. You must keep focus and move forward. You are likely to get hold of a ladder soon. Keep moving.

After identifying your short-term goals, you can now make a daily schedule of activities to help you attain these goals. For example, if you need a higher grade in History because it is weighing you down, then you have to spend more study time for that subject. Perhaps you will also need more library time for research and further reading.

Release and let go of all negativity, regardless of why it’s there. There are always good reasons of why we feel anger, hatred, grudges or jealously towards others, but no reason is good enough to keep on hurting yourself for. All negativity hurts you more that those around you.

But then I’d come back to my main theme. What is most important about your life is not what’s going on, in other words, all the facts and circumstances. Far more important and what really defines “you” and the quality of your life is your incredible ability to see what’s going on and make choices about what things mean and how you’ll act on them.

Each set of recordings per subject covered 3 or 4 hours and as she played and replayed the recordings, she did the ironing. Then she did the pantry, the bathroom, and the clothes mending. When she felt really tired she allowed herself to doze and kept the recording playing. So by the time the exam day came around she had listened to the recordings perhaps 6 or 7 times while she was doing what she began to call her ‘mindless activity’. When Robbie walked into the first exam she really had no idea if her study strategy was going to work. All she knew was that she had done her best.

Make your first payment on time! Did you know that most student s who lose a loan discount do so by missing their very first payment? Yes, that’s right! They simply “blow-off” their very first best paper writing service loan payment. That lost one-time loan discount, based on a $10,000 loan @ 6.8% and a 10 year term, can be equivalent to $380.17 or even more!

Developing well established study habits for a child begins with parents. Just like the old adage, “it’s not what you say, it’s what you conduct.” Well established study habits should begin at a very young age; when a child is one to two years of age, he or she is ready to begin training in acquiring well established study habits. The initial lessons begin with his or her observing parents at work modeling well established study habits.

For some people living life to the fullest means caring for the family, for some it is making money, for some it is to reach a position in life, and so on, but whatever it is, the ultimate goal is to achieve happiness. Your time is limited, so enjoy life as much as possible and be happy. As Aristotle said, “Happiness is the meaning and purpose of life, the whole aim and end of human existence”.